Nothing will ever be more complex than Health Insurance in the USA. I literally don't understand 0.01% of it. - It's like some kafkaesque process with products like "Aetna Medicare Assure Plus (HMO D-SNP) H1609-043" , Oscar came along with a nice font to make it consumer friendly and offers 6 types of Bronze cover alone: like Oscar Bronze Simple Oscar Bronze Classic PCP Copay Oscar Bronze Classic Next 2 Oscar Bronze HDHP Why can't it be like other insurance where you can get good, better, best. Or be guided through by, perhaps even, a chatbot. If anyone is an expert and I can pay them to help me, please let me know. …see more