this post makes excellent points. take the three drivers of change: 1/ aging population in West, 2/ wealth inequality, 3/ access to noise/signal and apply to financial services, fintech. potential implications => shift in financing/lending (away from education and towards elderly care), shifts in taxes that will impact asset mgmt, shifts in data analytics/access to data/framework for access to data, shifts in what customer segments fin. institutions service & how, shifts in how housing is financed... iow, tech will not lead financial services dislocation. #fintech #financialservices #lending #banking #savings #assetmanagement …see more