anyone dealing with fx should be terrified with Libra (assuming success) their business will never be the same, they will either be disrupted or end up participating in the Libra ecosystem (as resellers, or wallet or services providers) and their margins will be controlled by a combination of Facebook, Calibra or the Libra foundation. (and if not Libra, then another similar consortium.) this includes banks (fx trading desks), independent fx dealers, fintech startups (TransferWise)... …see more