hypothesis (on the fintech/finserv friction): it is relatively difficult to reconcile the world of finance, whose goal is to make more money out of money in the absolute, with the world of technology whose goal is to reduce prices in the aggregate. on the other hand, the world of financial services, whose goal is to facilitate commerce, should be fully compatible with the world of technology. #financialservices #fintech #banking #payments #insurance #lending …see more