Future-proofing vital infrastructure, like the world’s largest global payments network from the threat of cyberattacks, needs more than the latest tech and tools. Visa EVP and Chief Risk Officer Paul Fabara tells me that it also takes a mindset — one in which risk management is everyone’s responsibility, not just one business unit. To make that point, he says at Visa there’s one question that starts and ends every conversation about new programs, products or initiatives that keeps the application of sophisticated tech pointed at finding and fighting fraudsters, well before they’re ready to be found. Here’s what that is. …see more