Small FIs and major retailers say the #FederalReserve can pave the way to provide a ubiquitous, real-time payments (RTP) system. However, The #ClearingHouse argues that its own RTP rails are here and working, while adopting a second system could mean costs and delays. Our January Faster Payments Report digs into the debate - plus, Matt Richardson, Citizens Bank ’s head of product solutions, talks tapping RTP for corporate real-time payments. …see more