Check out my convo with FreshBooks Matthew Baker as he takes PYMNTS through the findings on how entrepreneurs operate.

LendUp is a FinTech innovator trying to change the way the world views non-banked financial services. Take a look at my conversation with their CEO Sasha O. about how they're getting it done.

Thanks a million to Mohamed El-Erian , practice prof at The Wharton School and University of Pennsylvania - The Lauder Institute , for this great #LinkedInLive /SiriusXM interview. So much great content here ... well worth the 18 minutes! https://lnkd.in/eKXQHCJ …see more

this is mouse nuts. wake me up when super bowl ads will all be about blockchains, security tokens, smart contracts.

the petol and other alternative currencies in the US. some hard learned lessons to be gained for cryptocurrency enthusiasts.

hypothesis: wash trading, spoofing, painting the tape et al. are activities coordinated between exchanges, in and amongst themselves, benefiting a small group of actors and some major investors. as a result price discovery, bona fide investing & trading are substantially impaired. …see more

that is quite the article. circumstantial when linking drugs of choice w/financial bubbles but still intellectually interesting. as to testosterone binging, let’s look at past & present pictures of our favorite CEOs (and actors and athletes) …see more

subcontracting to AI algorithms. will white collar AI be prosecuted by regulators for egregious wrongdoings?

open season on bank CEOs it seems. be that as it may, if top bank executives are not exposed to criminal liability when it comes to money laundering, then history will repeat itself.

i love the idea of a D-Loan. how will BBVA avoid such an idea to become a gimmick? #banking #digitization

a paradox. - financial regulators have a battery of regulations at their disposal. yet most of what they and those they regulate do Is still manual from a compliance pov. they dream and study the potential of machine readable regs & compliance data, of real time regulation, real time compliance w/the appropriate APIs & standardized data. - there is no specialized big tech regulator per sel or regulations similarly as comprehensive as in financial services. yet if there is one industry that can immediately be required to deliver real time compliance, with real time data feeds, it is big tech (Facebook, Google, Amazon, Apple...) …see more

i am struggling to understand what this is about or for. i am mesmerized tho. select a share and the algo will create a sculpture of that share. i am now wanting this site to add all cryptocurrencies and tokens in existence. i want my crypto sculptures!!! …see more

neither Deutsche Bank nor Commerz Bank’s respective mobile banking apps offer cryptocurrencies trading or investing (forget about trading tokens either). just sayin’

hear me out: PayPal invests in Uber, then all Uber drivers and Uber users use Venmo exclusively in an infinite close loop of back and forth payments. mission accomplished!

a data scientist for every banker is the modern equivalent of Henri IV’s a chicken in every pot on Sunday.

i particularly like money as an instrument of persuasion and money as a status symbol. ‪if bitcoin carried the power of coercion and was wearable at the same time.‬

the US govt. (Treasury Dept, US Trade Rep) is getting serious w/long standing currency manipulators. regulators regularly crack down on egregious currency manipulation. the former concerns countries, the latter banks. both manipulate fiat currencies. manipulation is rife, even in regulated markets - this does not mean regulation is useless, on the contrary. believing cryptocurrencies markets are healthy is foolish. however laudable Bitwise’s paper is, uncovering fake volume & wash trading, it is more than puzzling their analysis does not cover other questionable activities, does not delve into the Tether issue, or cherry picks data sets to fit a narrative that sanctifies a “small but healthy” market narrative. #cryptocurrency #banks #cryptocurrencies #regulation #fx #fiat #exchanges #currencies #markets #financialservices …see more

especially salient for asset managers, private banks, capital markets intermediaries. my assumption is consumer banking businesses are more advanced in cloud computing.

a dastardly cunning plan. seriously. #fintech #capitalmarkets #assetmanagement #trading #risk

providing custodial services ensures centralization & full reg compliance. that is a business choice - the goal being to hold customer monies & control the float. providing weak data privacy ensures centralization & more design flexibility. that is a business choice - the goal being to hold customer data & control data monetization. the question is, without custodial services & with data privacy as stated goals, how does a closed loop payment powered by a digital currency (closed DCN) optimize profitability? #tokenization #fintech #cryptocurrencies #crypto #cryptocurrency #ethereum #payments #regulation #banking #markets #blockchain #bitcoin …see more