financial engineers always seek max risk with regulatory arbitrage. when risk exposes them they switch to seeking bailouts - whether banks or non-banks.

as long as onshore financial centers act like offshore financial centers based on their national interests, dirty money will continue to flow freely. harmonization would sure be welcomed. enforcement is the weak link too. certainly not a tech problem. no fintech solution to this. …see more

do not follow what regulators and legislators say about bank enabled money laundering. rather, follow what regulators and legislators do and will do. talk is cheap.

‪the numbers reported by Alibaba (Ant Financial included) or other Chinese giants are misleading, fraudulent even. they only impact Chinese biz & those gullible enough to believe them‬ ‪the numbers reported by the CPC on coronavirus are as fraudulent. they impact the entire planet‬ …see more

excellent. on China’s CBDC & différent types of anonymity. #fintech #identity #provacy #money #cbdc

a recent FT article made me think of this. we talk about unbundling and rebundling financial services & products, of new biz models, of new entrants, of startups, of incumbents, of the latest tech trend. all good and well. what we miss most times is what I call “the great mashup”. the great mashup is where hedge funds & PE funds do lending, Goldman does credit cards and retail banking, payments businesses do more than payments, asset managers such as BlackRock provide tech services, big tech does finserv, Google is interested in insurance, defi does structured derivatives, crypto startups issue their own monies. a merry go round of mashups. ‪mashups being enabled by tech advances (compute power, open source, AI algos, automation), falling costs of tech in general AND little regulatory oversight. ‬ #fintech #financialservices #banking #banks #insurance , #crypto #cards #payments …see more

motherboard maker shipments as crypto mining indicator. (potential trade wars aside). China, Taiwan hit hardest. also, what impact on crypto would a prolonged trade war have? https://lnkd.in/e-E3NdZ …see more

there has to be a pyramid of data breach responsibility. - the company board - the company management - the company rank & file - consulting firms - cybersecurity firms - law firms - auditors - any other third part vendors let’s not forget regulators, govt watchdogs, legislators. all complicit. …see more

the PBOC’s fintech plan is all about control. much like the plan for payment rails and financial technology powering the belt and road initiative. control! domestic and global. #fintech #financialservices #payments #banking #cbdc # #crypto #cryptocurrency #tokenization …see more

ok, i am not going to make any friends at Equifax. every one in the US who got I packed by Equifax, please read this and choose the cash payment option - minimum of $125 up to $20,000. if 100 million people do this, at minimum cash of $125 that would be $12.5 billion cash out. the only way to make Equifax feel the pain. …see more

Any killer PPC folks in SanFran interested in checking out an opportunity with a rising star tech co? Hit me up and I'll connect!

The subject may not sound sexy, but this is crazy important right now. After the Domino's verdict, scumbag attorneys are looking for poor-compliance websites to make an example out of. Time to make sure we get this right! …see more

A huge shout out to Sebastiaan Nagel and ANYONE else who's doing original research on #LinkedIn topics and sharing it. You guys/gals are heros! …see more

I had the inspiring privilege today of sharing my story with African entrepreneurs and economic leaders. We spent two hours discussing the emotional, mental and societal challenges women face as entrepreneurs and how we can better support their efforts. I am so inspired by the stories shared and the efforts these individuals are making the change opportunities in their own countries. …see more

Pretty thrilled that Albuquerque will be home to the upcoming Native Women's Business Summit. I am so inspired by Vanessa Roanhorse  and her team for creating this opportunity. Tickets are still available: nativewomenlead.org .

"The point of UBI is to give poor and lower-income people more freedom to choose their own lives, the essence of democracy." - Andy Stern, Former President of the SEIU.

Universal Basic Income is deeply American in that it believes in people to take care of themselves and frees many from the welfare bureaucracy. It is an improvement over our current piecemeal approach.

I published a deep dive into the fintech infrastructure market - what fintech infra is, why its changing, and a landscape of all the companies in the space. https://lnkd.in/gKVfJrw Market map includes: Financial Institutions - Financial institutions partnering with fintech companies: Evolve Bank & Trust , The Bancorp , Lincoln Savings Bank - Traditional banks with developers APIs: BBVA , Cross River - Core banking infra providers: Fiserv , FIS , TSYS New Platforms - Banking-as-a-service APIs: Synapse , Sila - Bank connector APIs: Plaid , Tink - Lending as a service APIs: Calyx , Roostify , Finastra , Blend - Card issuing APIs: Deserve , Marqeta, Inc - Brokerage Infra APIs: DriveWealth , Alpaca - Other Fintech Infra: Modern Treasury Dwolla And many other examples in the post and market map. We at Proof of Capital are actively investing in fintech applications and the underlying infrastructure which powers this industry. If you’re an founder working in this market, we would love to get in chat with you. Our contact info is here: https://proof.fund / #fintech #infrastructure #apis #corebanking #infra #banks …see more

Yesterday I published my weekly newsletter: https://lnkd.in/dDt7Ynt In it I covered our fund launch, COVID's impact on VC's, Event Driven Growth, and When Tailwins Vanish. If you want to sign up you can do so here: https://lnkd.in/d4v6nAB Goes out to a wide subscriber base of founders, technologists, investors, and operators. …see more

How one chance conversation with Warren Buffett changed the course of this woman’s career... https://lnkd.in/guKH5e3 #femalefounders #founder #warrenbuffett #purpose …see more